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How much is a Second Class stamp? http://savethepostoffice.com/isosensuals-tight-side-effects-93f8.pdf#countries isosensuals tight Take a typical 50-year-old who earns $70,000 a year, saves at a steady 10% clip, and has $350,000 socked away in his 401(k) -- the target for that age. Assuming standard 2% raises and average annual returns of 5%, he'll amass $916,500 by 65. If instead he lowers his savings rate to 5% until his kids are out of college, bumps up to 15% at 55, and to 25% at 60, he'll have $980,000 by the time he retires.
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