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you wrote, “Neither the government nor the financial industry has any good answers”. You’re kidding, right? The core business for any financial planner/financial adviser are clients already in retirement. You want simple “one size fits all” answers? There aren’t any. If it were that simple, nobody would NEED financial advice in retirement. You should have talked to a couple of financial industry professionals before writing this fertilizer (just my humble opinion). Send your retired Grandparents to me. We’ll discuss their situation, their goals, their particular financial risks and their risk tolerance. I’ll give them direct advice that is tailored to fit their needs.
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